Balancing Your Energy Bank Account

Have you balanced your Energy bank account lately? Did you even realize you had one? Since life itself is energy, each one of us has an Energy Bank Account! All of life is about investing and receiving Energy. And just as you can become more financially abundant when you make wise investments with your money, you can become Energy abundant when you make wise investments with your Energy.

Much of your Energy is invested in earning and spending money. Your Energy is transformed into money, which in turn is deposited in your bank account. You go to work where you transform physical Energy into money Energy. Money Energy is then transformed into the goods and services that you need and desire. Look around your home. All that surrounds you is a reflection of your ability to transform your life’s Energy into the things that bring you physical comfort.

With money Energy, when you make wise investments, you build your financial account; when you make unwise investments, you deplete that account. Why do you think we call unwise choices, “poor” choices? You would never make a financial investment in a product that charged you interest, right? And yet, you will make investments in activities that do just that when they deplete your Energy bank account.

Poor investments are things like eating food that drains you energetically; choosing to sit and vegetate rather than taking a brisk walk; “spending” time with people who drain you, worrying or feeling anxious about past or future events, feeling too afraid to risk doing something you love, then beating yourself up about it. Even having clutter in your home slows your Energy flow and costs you Energy when you spend unnecessary time searching for something. These are just a few examples of the activities that are charging you interest on your Energy investments. These poor investments are bound to deplete your Energy bank account.

Increase your Energy bank account by making wise Energy investments. You know how to discern what is a poor investment and what is a wise investment. The key to building your Energy bank account is to balance your account often. In fact, you can do this on a daily basis. Check in with yourself at the end of the day. Did you make Energy investments in the things that paid you interest, nurtured you and supplied you with an abundance of energy?

We are all here to be Energy Abundant! It’s just a matter of making wise Energy investments in ourselves. When we place value and invest in ourselves, the abundance will begin to flow nonstop!

Sharon Marquart is a gifted Certified Personal Coach, inspirational speaker and author. For more than 13 years she has share with audiences large and small. She is the author of "Working For God," "Living With Soulful Purpose," and "Creating A Wedding Ministry." Her coaching practice http://www.Livingatyes.com is Living at YES!(You Embracing Spirit) where she passionately supports clients in identifying mistaken beliefs and self-limiting thoughts. She coaches them in getting unstuck, setting intentions and living possibilities! Sharon teaches via tele-classes and facilitates tele-groups and e-courses. Her coaching clients are nationwide. Sharon is committed to bringing Metaphysical and Spiritual Truths into everyday language and applying them to everyday life experiences. Sharon is the Direcotr of Spiritual Coaching at the Coaching Academy of North America. http://www.spiritualcoachingtraining.com

Do You Need an Offshore Bank Account

When you think of offshore bank accounts do you see shady characters carrying around bags full of money? Today’s modern bank legislation does not allow banks to accept cash deposits or transfers of US$ 10.000 and up without presenting proof of the source of funds.

All serious establishments will ask you to fill out forms known as KYC or know your customer. Find out more about KYC: see http://www.offshoreincorporation101.com/KYC.html This is not only to be able to give you better service but to protect themselves in case you are accused of money laundering. These forms also allow the bank to know your sources of income. Knowing your cash flow the bank will not ask you to prove the origin of the funds every time you make a transfer.

Even though you have filled out a KYC form the bank may or may not at its discretion allow you to start a relationship with them.

What’s the difference between your local bank and an offshore bank? Basically any service you will get locally will be available offshore. Then why open an offshore account.

Offshore banking is no longer a handy way to conceal income from illegal activities or unreported business profits.

There are many justifiable monetary reasons to open an offshore bank account. As a resident in a country with an unstable political and economic history, you want your money in a safe place. The government could impose foreign exchange restrictions or there may be a bank run. A coup d’etat may make your money inaccessible.

Non-residents usually pay minimal or no taxes on interest or profits from investments. Depending on your citizenship, country of residence and if you use an offshore company as the account holder you may still have to pay taxes.

Many large international banks have branches or are incorporated in tax havens. To be on the safe side, you would probably be better off not using a bank that has branches or is incorporated in your country of residence.

American citizens must file an annual tax return no matter where they live and include offshore holdings. Starting July 1st, 2005, tax havens which are British ‘dependant territories’, will apply the European Union’s Saving Tax Directive of 2005. Initially this is 15% on returns of savings paid to nationals of EU Member States. Corporations are exempt from this withholding tax.

Always consult a tax specialist who has experience with the jurisdictions involved before starting your offshore tax journey. You do not want any costly surprises after you open offshore company and bank account.

David Elefant is a freelance writer and world traveler who writes about the use of offhsore companies, finance and subjects in which he has apersonal interest. Offshore Banking

Easily Access Your Bank Account Information

Bank account information is a service that is largely done through the Internet. It is the fastest possible way to check your bank account, and make money transfers and so on, and so forth. There are many companies that offer bank account information through the Internet. You can check your account or your bill for free, and also avail of the enlarging numbers of other offers, put through by banks and companies.

You don’t need to go to your bank to make deposits, you can always do it through the net. You can transfer money from your account to someone else’s. Traditional bank services have been totally replaced by online possibilities. Most transactions can now be completed online. Direct depositing has eliminated the need to take a paycheck to the bank for deposit, which means that most of us get paid faster this way too!

This virtual banking offers a lot of new services as well. The online banks have a much lower overhead and in turn they have better rates of return on money market and saving accounts. Opening new credits is highly stimulated and a lot of online companies give you privilege if you open credit by them. The rate of interests is also very profitable. Deposits can be easily made at any local UPS store, if you want to. Visa check cards are a must, they give you the convenience to draw money from every bank at over 1,000,000 locations world wide.

There are two forms of online banking: online banking services with a traditional banking institution or virtual banking with an internet bank. You can try both of them , and discover the pluses and minuses for yourself.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning finance. Learn more at Bank Account Information.