Balancing Your Energy Bank Account

Have you balanced your Energy bank account lately? Did you even realize you had one? Since life itself is energy, each one of us has an Energy Bank Account! All of life is about investing and receiving Energy. And just as you can become more financially abundant when you make wise investments with your money, you can become Energy abundant when you make wise investments with your Energy.

Much of your Energy is invested in earning and spending money. Your Energy is transformed into money, which in turn is deposited in your bank account. You go to work where you transform physical Energy into money Energy. Money Energy is then transformed into the goods and services that you need and desire. Look around your home. All that surrounds you is a reflection of your ability to transform your life’s Energy into the things that bring you physical comfort.

With money Energy, when you make wise investments, you build your financial account; when you make unwise investments, you deplete that account. Why do you think we call unwise choices, “poor” choices? You would never make a financial investment in a product that charged you interest, right? And yet, you will make investments in activities that do just that when they deplete your Energy bank account.

Poor investments are things like eating food that drains you energetically; choosing to sit and vegetate rather than taking a brisk walk; “spending” time with people who drain you, worrying or feeling anxious about past or future events, feeling too afraid to risk doing something you love, then beating yourself up about it. Even having clutter in your home slows your Energy flow and costs you Energy when you spend unnecessary time searching for something. These are just a few examples of the activities that are charging you interest on your Energy investments. These poor investments are bound to deplete your Energy bank account.

Increase your Energy bank account by making wise Energy investments. You know how to discern what is a poor investment and what is a wise investment. The key to building your Energy bank account is to balance your account often. In fact, you can do this on a daily basis. Check in with yourself at the end of the day. Did you make Energy investments in the things that paid you interest, nurtured you and supplied you with an abundance of energy?

We are all here to be Energy Abundant! It’s just a matter of making wise Energy investments in ourselves. When we place value and invest in ourselves, the abundance will begin to flow nonstop!

Sharon Marquart is a gifted Certified Personal Coach, inspirational speaker and author. For more than 13 years she has share with audiences large and small. She is the author of "Working For God," "Living With Soulful Purpose," and "Creating A Wedding Ministry." Her coaching practice http://www.Livingatyes.com is Living at YES!(You Embracing Spirit) where she passionately supports clients in identifying mistaken beliefs and self-limiting thoughts. She coaches them in getting unstuck, setting intentions and living possibilities! Sharon teaches via tele-classes and facilitates tele-groups and e-courses. Her coaching clients are nationwide. Sharon is committed to bringing Metaphysical and Spiritual Truths into everyday language and applying them to everyday life experiences. Sharon is the Direcotr of Spiritual Coaching at the Coaching Academy of North America. http://www.spiritualcoachingtraining.com

From a 6 Figure Bank Account to Zippo

Nothing seems worse at a time when you owe thousands of dollars in debt and you’ve taken out loans to repay all your creditors. The problem is you’re even having problems meeting those requirements. The situation has become overwhelming and it seems like every door you run to slams shut right in your face. Filing for bankruptcy gives you the opportunity to wipe away all your debt so that you can start fresh financially. Even though it sounds like the perfect pay back to all debtors, it leaves a nasty stain on your credit report.

How to Vacuum Away Your Debt To begin there are different forms of bankruptcy. Although the process is quite extensive anyone can file for bankruptcy on their own without the assistance of a lawyer. Chapter 7 states that it allows you to keep whatever items you have fully purchased. Anyone can be eligible for this kind of bankruptcy because there are no debt restrictions. Once you have decided the road to take to debt relief, it’s necessary to gather all the resources that will help you build your case in court. You will need to know information from The Collection Agency that’s claiming the amount you owe your account information and when the debt was brought upon. Your personal information along with any other bankruptcies filed before hand and income verification need to be gathered to form a substantial case. You will also have to show proof of any bank accounts or members who are dependents of you.

Your Presence in the Court Room Upon presenting yourself in the courtroom, all the evidence you have gathered will be shown to the judge. The proceeding runs rather smoothly considering you understand all the regulations and guidelines. If all the paperwork is presented and you show the necessary resources to defend your economic incapability to overcome your debt, you have a good possibility of being granted bankruptcy. However, the judge may rule against your favor if he feels you are able to pay your debts.

What Happens When a Company Files for Bankruptcy? When a company goes into default, the steps to recover aren’t simple because there are a lot more issues at stake. There are creditors, stockholders, banks, suppliers and shareholders involved. Companies are backed up by Federal Bankruptcy laws which rule how the company’s assets must de divided in the event of bankruptcy. The debtor may use Chapter 11 of the bankruptcy code to try to CPR its lifeless, crumbling company. Even though the important every day business transactions proceed, the court will rule approval for important decisions. Another road to take is filing for Chapter 7 which prohibits all negotiations. The company’s shares are sold and the profits are used to cancel out the debt. Secured creditors know for sure they will profit from this because they have presented collateral when they invested in the company. Bondholders are also next in line to win out in this because the funds are equal to the company’s deficit and the company’s terms and conditions state agreement to return their expenditure.

Where Do the Stocks Go? Even though there aren’t any restrictions forbidding a bankruptcy company to continue its trade, they usually are unable to meet requirements to advance their trades in the market. It’s important you understand which shares to purchase especially if they are from a company who declared themselves bankrupt. Even though some companies tend to come back greater then ever, chances are the old shares loose their value.

Where to Claim the Lost and Found? The Internal Revenue Service can offer sufficient information about losses you could have suffered when a company declared bankruptcy. You should also contact your accountant for additional assistance

Mary Wise, a professional consultant with twenty years in the financial field, helps people in the process of securing personal loans, mortgage, refinance or consolidation loans and preventing consumers from falling into the hands of fraudulent lenders. You can visit her site and get aid for Bankruptcy regardless of your credit. If the link doesn’t work, just copy badcreditloanservices.com and paste it in your browser’s address bar.